All posts by BrokerageNE

Q&A for Millennial Home Buyers

Q&A for Millennial Home Buyers

Q&A for Millennial Home Buyers

Ready to buy your first home? Buying a home is a big decision and a significant investment. The more prepared you are, the less overwhelming the buying process will be. Our goal is to answer your questions and provide you with detailed information to assist you in making an intelligent and informed decision when buying your first home in today’s ever changing real estate market.

Tip:Start early, save, pay your bills on time and if you think you need credit repair don’t wait to fix it. Make certain you understand the fees you’re paying and all the other details that come with buying a home. Finding the right real estate agent to answer these questions upfront will help you decide if now is the right time to buy. Here are a few Q&A to get you started and if we missed any, please ask. Call 203-733-1613 or email BrokerageNE@gmail.com us anytime.

Can I afford a home? Know what you can afford before you start looking at homes online. This will ensure you don’t waste your time, or set your heart on a home you may not be able to afford. Consult with a lender and get pre-approved first.  If you need recommendations, we will be happy to provide a list of qualified lenders to choose from.

I’m approved! What’s next?  Once you’ve determined how much home you can afford, prepare a checklist. Define what you want in a home. Do you want a single family or condo?  How many bedrooms? Baths? Amenities? Towns you are interested in? Do you need to be close to public transportation, shops, trains stations? By defining these requirements, you won’t waste time looking at properties that don’t meet your needs.  

Timeframe?  It is best to give yourself at least 2-3 months. Recommend starting your search with a local real estate agent, they can help find your home faster and have access to coming soon properties. If you are looking in the Fairfield County area, give us a call. We don’t charge consultation, or buyer fees to work with one of our real estate professionals.

Found a home! Now what? Don’t hesitate to take this opportunity to ask questions.  It’s okay to ask the current owner for estimated carrying costs per month (i.e.: utilities, oil or gas). Give your lender tax information and if there are any HOA fees associated with the property.  This will help determine if the property is within budget.  In addition, you should inquire on any improvements and if permits were pulled, known assessments.  If yes, consult with your real estate professional on how to proceed.  Please do your due diligence and visit the local building and health department for additional information about the property that the owners may not have provided.  If you are unfamiliar, you can ask your real estate agent to do this for you. 

Ready to make an offer! What do I need to do?  Ask your real estate agent for a home buyer market analysis. This will help you determine if asking price is fair and/or if there is room to submit a lower offer.  Your real estate agent can help guide you with offer price, closing dates, mortgage contingencies and inspections. You will need to hire a local licensed real estate attorney to represent you with your home purchase.  If you recommendations, we will be happy to provide a list of qualified attorneys to choose from.

Offer accepted! What’s next?  You will be responsible to schedule and pay for building inspections within a specific timeframe, but typically within 7 days from date offer was accepted.  Inspection costs vary pending property type and can include building, septic, well, pest, water, radon and etc.  Estimated out of pocket expense = $1500 (could be more/less). 

Home passed inspections! Now what?Contact you lender and order the appraisal.  You will be responsible to schedule and pay for the appraisal upfront. Additional documentation will be requested so make certain you communicate with your lender at least a couple times a week to ensure you close on time.

Received your clear to close! What’s next? Your attorney will take required steps to schedule closing.  During this time, you will need to secure homeowner’s insurance and be prepared to pay 12 months in advance. Also, you will need to contact the local utility companies to transfer services into your name. You will want to transfer the accounts a few days prior to your closing date to prevent service interruption. Your real estate agent will schedule a final walk-thru with/without your building inspector to make sure any repairs requested have been completed, home is still operational and  wasn’t damaged prior to you taking ownership. On closing day, you will meet with your attorney to sign the final documents and pick up your new house keys. 

Ready to buy your first home?  Call us! There is absolutely no charge to work with one of our real estate agents. Servicing towns in and around Fairfield County for 15+ years.

Call 203-733-1613 to speak with one of our real estate agents today.​ 

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Danbury, CT in Candlewood Lake home has been sold

Sold | 25 Lawrence Ave Danbury CT 06810

25 Lawrence Ave Danbury CT 06810

Sold by Lisa Brown & Brian McDonald

The Brokerage of New England

Congratulations to our sellers and thank you for trusting us to market and sell your home. 25 Lawrence Ave was under contract within days and sold at 100% of asking price within 50 days. 25 Lawrence Ave is an immaculate Richmond Model fully loaded with all the bells and whistles perfectly situated in The Villages at Timber Oak.  Showcasing an abundant 2,568 SQFT of gracious living space with a beautiful granite kitchen, dining area with walk-out to 12×10 deck, living room with cozy gas fireplace, formal dining room, master bedroom suite with lavish master bath, lower level family room, hardwood floors, crown molding, central air, city services, gas heat and 2 car garage. Plus, use of community amenities including clubhouse, in-ground pool, tennis court and fitness center. 25 Lawrence is convenient to major highways, corporate centers, shopping and numerous restaurants to choose from. Located on the Danbury and Bethel border.

25 Lawrence Ave sold on November 14, 2018 for $389,900.

Have a home to sell? Contact listing agents, Lisa Brown & Brian McDonald at The Brokerage of New England. Call 203-733-1613 or email BrokerageNE@gmail.com

Sold 25 Lawrence Ave Danbury CT 06810

 

Sold 25 Lawrence Ave Danbury CT 06810

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Sold | 3 Brookwood Dr Bethel CT 06801

3 Brookwood Dr Bethel CT 06801

Sold by Lisa Brown & Brian McDonald

The Brokerage of New England

3D Walkthru Tour of 3 Brookwood Dr Bethel CT 06801

3 Brookwood Dr is a 3 bedroom raised ranch with 1,672 square feet of living space, 2 full baths, garage and paved driveway.  A true “staycation” home with an amazing outdoor entertaining space with spacious walk-down deck, patio and in-ground pool.  Additional features that complement this home: hardwoods, central air, gas heat, city services. Sited on level and easy to maintain lot with security fence off private cul-de-sac.  Just a short walk to charming Downtown Bethel, train, schools, shops, restaurants and more.

3 Brookwood Dr received multiple offers and some over ask. Sold on October 31, 2018 for $310,000. Congratulations to our seller and the new homeowners. Welcome to Bethel CT.

For a list of other available homes in Bethel CT (click here).

 

Listed by Lisa Brown & Brian McDonald, Real Estate Team
The Brokerage of New England
BrokerageNE.com

Lisa and Brian have extensive knowledge of the local sales and real estate market making the process of buying and selling a property faster and more efficiently. They have the marketing tools and strategy which has resulted in multiple offers, offers at or over ask and closings within 60 days. Proficient in digital technology, offering their clients drone video, aerial photography, 3D walk-through tours and more. Recognized as TOP 7% of CT Real Estate Agents by CT Magazine since 2012. Licensed Real Estate Agents in the State of Connecticut. Representing home buyers and sellers in and around Fairfield County for over 16 years!

Looking for a real estate team to assist you with buying, selling, or relocating? Contact Lisa and Brian 203-733-1613 or BrokerageNE@gmail.com

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Sold | 8 Crane St Danbury CT 06810

8 Crane St Danbury CT 06810

Sold by Lisa Brown & Brian McDonald

The Brokerage of New England

Sold 8 Crane St Danbury CT 06810

Adorable 3 bedroom Colonial with so much to offer, with welcoming wide front porch and partially fenced level back yard. Spacious granite kitchen open to massive dining room with outdoor access. Ample storage space and sited on an easy to maintain .15 acre lot with mature trees and shrubs. Private paved driveway and off street parking available. Desirable location, walking distance to Danbury Hospital and minutes to WCSU, shopping, restaurants, public transportation and train station. City services, gas heat and low taxes.
For a list of other available homes in Danbury CT (click here).

Listed by The Brokerage of New England
BrokerageNE.com


Lisa and Brian represent home buyers and sellers in and around Fairfield County. They have extensive knowledge of the local sales and real estate market making the process of buying and selling a property faster and more efficiently. They are proficient in digital technology, offering their clients drone video, aerial photography, 3D walk-through tours and more. They have the marketing tools and strategy which resulted in multiple offers, offers at or over ask and closings within 60 days. Recognized as TOP 7% of CT Real Estate Agents by CT Magazine since 2012.  Looking for a real estate team to assist you with buying, selling, or relocating? Contact Lisa and Brian 203-733-1613 or BrokerageNE@gmail.com

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For Sale | 45 Winding Ridge Way Danbury CT 06810

45 Winding Ridge Way Danbury CT 06810

The Ridge at Rivington

Contact Lisa Brown & Brian McDonald 203-733-1613 or BrokerageNE@gmail.com

45 Winding Ridge Way Danbury CT 06810

 

You’ll fall in love with 45 Winding Ridge Way, a beautifully appointed home with over $220,000 of builder upgrades & extras. Offering everything one could want & designed to the highest standard, making this a rare opportunity to buy a beautifully & tastefully modeled, turn-key, lightly lived in home. Showcasing 3,400+ square feet of perfection & open living space. Sited on premium lot backed up to woods with captivating views. Plus, state-of-the-art clubhouse, indoor/outdoor pool, fitness center, sauna, game room, theatre & more. 45 Winding Ridge Way is located on CT/NY border, just min to train station, shops, restaurants & major commuting routes. This home is one of elegance, warmth & sophistication for the discerning buyer. Original owner’s used as second residence & available for immediate occupancy. For more information (click here)

45 Winding Ridge Way Danbury CT 06810

Listed by The Brokerage of New England
BrokerageNE.com


Lisa and Brian represent home buyers and sellers in and around Fairfield County. They have extensive knowledge of the local sales and real estate market making the process of buying and selling a property faster and more efficiently. They are proficient in digital technology, offering their clients drone video, aerial photography, 3D walk-through tours and more. They have the marketing tools and strategy which resulted in multiple offers, offers at or over ask and closings within 60 days. Recognized as TOP 7% of CT Real Estate Agents by CT Magazine since 2012.  Looking for a real estate team to assist you with buying, selling, or relocating? Contact Lisa and Brian 203-733-1613 or BrokerageNE@gmail.com

 

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Open House | 87 Mine Hill Rd New Milford CT 06776

Litchfield County Open Houses

Join us to preview our newest listing at 87 Mine Hill Rd New Milford CT 06776

Sunday, October 7th between 12-2pm

87 Mine Hill Rd is an exceptional and well maintained Colonial situated on a pristine homesite that is graced by a brand new driveway. The cozy front porch greets you as you enter this 4 bedroom, 3 bath home with over 2,400 square feet of gracious living areas, full unfinished walk-out basement with high ceilings, workshop and oversized 2 bay garage with walk-up storage area. Showcasing an updated kitchen with oversized farmhouse sink, Cambria Quartz counter-tops, white cabinetry, LED under cabinet lighting, tile backsplash, pantry, center island and 2 breakfast bars. Spacious master bedroom with his and her closets, master bath and linen closet. You?ll find 3 additional bedrooms upstairs with hall bath, linen closet and closet for stackable washer/dryer. Second laundry hookup in basement. Additional rooms on main level include living room, family room with fireplace, dining room and den/office. Plus, an entertaining 26 x 14.5 deck with lightly wooded back yard and generator hookup. Great Southeast location offering beauty and convenience. Short drive to New Milford?s Town Green, shops, restaurants, parks and hospital. Convenient to Roxbury, Bridewater, Brookfield, Candlewood Lake, Lake Lillinonah, and Mine Hill Preserve. Southern commute to Route 133, 84 and 67 making this an ideal place to call home.
 
Price $349,900
Listed by Lisa Brown & Brian McDonald
The Brokerage of New England
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homes for sale in New Milford, CT in Candlewood Lake

87 Mine Hill Rd New Milford CT 06776

87 Mine Hill Rd New Milford CT 06776

87 Mine Hill Rd New Milford CT 06776

87 Mine Hill Rd is an exceptional and well maintained Colonial situated on a pristine homesite that is graced by a brand new driveway. The cozy front porch greets you as you enter this 4 bedroom, 3 bath home with over 2,400 square feet of gracious living areas, full unfinished walk-out basement with high ceilings, workshop and oversized 2 bay garage with walk-up storage area. Showcasing an updated kitchen with oversized farmhouse sink, granite counter-tops, white cabinetry, under cabinet lighting, tile backsplash, pantry, center island and 2 breakfast bars.

  • 2,472 square feet
  • 4 bedrooms
  • 3 baths
  • 2 car garage
  • $6,302 taxes
  • .93 acres
  • Built 1988
  • Oil Heat
  • Well/Septic

Spacious master bedroom with his and her closets, master bath and linen closet. You’ll find 3 additional bedrooms upstairs with hall bath, linen closet and closet for stackable washer/dryer. Second laundry hookup in basement. Additional rooms on main level include living room, family room with fireplace, dining room and den/office. Plus, an entertaining 26 x 14.5 deck with lightly wooded back yard and generator hookup.

Great Southeast location offering beauty and convenience. Short drive to New Milford’s Town Green, shops, restaurants, parks and hospital. Convenient to Roxbury, Bridewater, Brookfield, Candlewood Lake, Lake Lillinonah, and Mine Hill Preserve. Southern commute to Route 133, 84 and 67 making this an ideal place to call home. View 3D Tour (click here).

For pricing and availability, call 203-733-1613.


Offered by Lisa Brown & Brian McDonald
The Brokerage of New England
203-733-1613 or 203-788-8611
BrokerageNE@gmail.com

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Home for sale in Brookfield CT 06804

24 Hillside Circle Brookfield CT 06804

24 Hillside Circle Brookfield CT 06804

Just SOLD. This home went under contract within 8 days and sold within 60 days at 97% of asking price.

24 Hillside Circle Brookfield CT 0680424 Hillside Circle: Congratulations to our seller and the new homeowner.  This 3 bedroom home in Brookfield showcased a generous 1,620 square feet of living space with room to grow. Beautifully updated kitchen with farmhouse sink, stainless appliances and dining area with access to walk-down deck and backyard, spacious and updated full bath with tile floor and lining closet, living room with wood burning stove, finished lower level family room with exposed beams and garage access. Plus, additional square footage in lower level waiting to be finished. Additional features include crown molding, wainscoting and hardwood flooring. Sited on an easy to maintain .36 acre fenced-in level lot in a well established and private neighborhood. Complete with 1 car attached garage, paved driveway and shed. Convenient to major commuting routes, shopping, restaurants, Candlewood Lake and a short walk to Still River Greenway.

Ready to make a move?
Contact Lisa Brown & Brian McDonald
The Brokerage of New England
BrokerageNE@gmail.com
Direct 203-733-1613

 

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3D Home Tours ▷

3D Home Tours, DJI Real Estate Video, Floor Plans offered by The Brokerage of New England

Top 3 Real Estate Marketing Tools we use to Sell your Home

Bring your home to life! Engage home buyers in a way words and photos cannot. List your home with us today and set it apart from the competition. Our innovative marketing tools and strategy has generated multiple offers, offers over ask and closings within 60 days for our sellers. Our package includes 3D Home Tour, DJI video and floor plans at no extra charge. Don’t wait, inquire today.

Contact The Brokerage of New England. Call 203-733-1613 or email BrokerageNE@gmail.com

 

The Brokerage of New England represents home buyers and sellers in and around Fairfield County.  If you have a home to sell, or looking to purchase a home call 203-733-1613, email BrokerageNE@gmail.com, or visit our site to preview available properties in CT  (click here).

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Recently Sold Homes | 84 Maple Ave Bethel CT 06801

84 Maple Ave Bethel CT 0680184 Maple Ave Bethel CT 06801

 

SOLD 84 Maple Ave in Bethel CT 06801. Received over ask offer within 24 hours and sold 101% of list price in just 47 days! A 3 bedroom quintessential cape in charming Downtown Bethel. 84 Maple Ave is sited on level and easy to maintain .29 acre lot with mature plantings, tranquil yard, privacy fence, entertaining two-tiered deck and patio. Located just a short walk to town where you’ll find numerous shops and restaurants. Convenient to movie theater and train station. Congratulations to our seller’s on a quick close and thank you for letting us be apart of your real estate journey. 84 Maple Ave sold 8/27/18.

Have a home to sell? Contact listing agents, Lisa Brown & Brian McDonald at The Brokerage of New England. Call 203-733-1613 or email BrokerageNE@gmail.com

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